A NEW PROGRAM FOR ARIZONA HOMEBUYERS AS OF APRIL 1, 2024

The Arizona Is Home Mortgage Assistance Program is a first-time homebuyer program that provides below market 30-year fixed interest rates combined with 4% of down payment assistance / closing cost assistance. The Program is available in the following Arizona Counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Santa Cruz, Yavapai, and Yuma. Eligible homebuyers must have annual incomes at or below 80% of the Area Median Income (AMI). The Arizona IDA offers the Arizona Is Home Program in all Arizona Counties except for Pima and Maricopa.

 

HOME BUYERS CLICK HERE

LENDERS CLICK HERE

BORROWER(S) MAXIMUM INCOME LIMIT HAS BEEN RAISED TO $122,100.00 (effective July 1, 2022)

Arizona HomeBuyer Down Payment Assistance

Available in Every County, City, Zip Code in Arizona!

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HOME+PLUS

Contact Information &
Program Management

HOME+PLUS

Contact Information & Program Management

Home Plus - Arizona - Couple - New Home Owners

Contact HOME+PLUS

HOME+PLUS Home Buyer Down Payment Assistance Program is a program offered to home buyers. This program is offered to all buyers that qualify, including first time home buyers.
To find out more about how the HOME+PLUS program can benefit you, we ask that you reach out to your lender or find a HOME+PLUS participating lender on ourFind A Lender page. 
If you feel that your HOME+PLUS lender is not answering all of your questions to your satisfaction, please contact another lender from our Find A Lenderpage or reach out to us directly via email.
If contacting us directly via email, please include:
HomePlus - Arizona - Home Buyer Down Payment Program

Contact HOME+PLUS

HOME+PLUS Home Buyer Down Payment Assistance Program is a program offered to home buyers. This program is offered to all buyers that qualify, including first time home buyers.
To find out more about how the HOME+PLUS program can benefit you, we ask that you reach out to your lender or find a HOME+PLUS participating lender on ourFind A Lender page. 
If you feel that your HOME+PLUS lender is not answering all of your questions to your satisfaction, please contact another lender from our Find A Lenderpage or reach out to us directly via email.
If contacting us directly via email, please include:
Contact
HOME+PLUS
HOME+PLUS Home Buyer Down Payment Assistance Program is a program offered to home buyers. This program is offered to all buyers that qualify, including first time home buyers.
To find out more about how the HOME+PLUS program can benefit you, we ask that you reach out to your lender or find a HOME+PLUS participating lender on ourFind A Lender page. 
If you feel that your HOME+PLUS lender is not answering all of your questions to your satisfaction, please contact another lender from our Find A Lenderpage or reach out to us directly via email.
If contacting us directly via email, please include:
HomePlus - Arizona - Home Buyer Down Payment Program

HOME+PLUS Program Management

Dirk Swift - HOME PLUS Program Manager / AzIDA Executive Director / Arizona Finance Authority
Home Plus Arizona - Home Buyer Down Payment Assistance
The Home Plus program is administered by the Arizona Industrial Development Authority (AzIDA/Arizona IDA), a nonprofit corporation and political subdivision of the State of Arizona, formed by the Arizona Finance Authority.
Dirk Swift is the Executive Director of the Arizona Industrial Development Authority (AzIDA/Arizona IDA). The AzIDA’s strategic objectives, as embodied by statute and adopted by the AzIDA Board of Directors are to (1) lower financing costs for commercial enterprises by improving access to the capital markets, thereby providing increased liquidity, efficiency, and economies of scale, and (2) to make single family housing more affordable for low and moderate-income families by developing, implementing and promoting the best single-family mortgage loan program with down payment assistance in the country. In addition to his current role with the AzIDA, Dirk has been the Program Manager for the Home Plus home buyer down payment assistance program since June 2014. Under his leadership, more than 38,000 new homebuyers have used the Home Plus program to achieve homeownership.
Before entering State service, Dirk spent over 25 years in the private-sector as a mortgage banking professional.  He has supervising mortgage lending professionals in both centralized and decentralized settings, serving retail, wholesale and portfolio-acquisition business channels. This direct and impactful experience in all facets and functions related to residential mortgage lending transfers well to his current role. With extensive knowledge and experience in mortgage banking, he brings a pragmatic approach to the challenges of his position.
He received his M.B.A. from Keller Graduate School of Management and his Bachelor’s Degree from Western Illinois University.  Dirk has been a resident of Arizona since 1985.

HOME+PLUS Program Management

The Home Plus program is administered by the Arizona Industrial Development Authority (AzIDA/Arizona IDA), a nonprofit corporation and political subdivision of the State of Arizona, formed by the Arizona Finance Authority.
Dirk Swift is the Executive Director of the Arizona Industrial Development Authority (AzIDA/Arizona IDA). The AzIDA’s strategic objectives, as embodied by statute and adopted by the AzIDA Board of Directors are to (1) lower financing costs for commercial enterprises by improving access to the capital markets, thereby providing increased liquidity, efficiency, and economies of scale, and (2) to make single family housing more affordable for low and moderate-income families by developing, implementing and promoting the best single-family mortgage loan program with down payment assistance in the country. In addition to his current role with the AzIDA, Dirk has been the Program Manager for the Home Plus home buyer down payment assistance program since June 2014. Under his leadership, more than 38,000 new homebuyers have used the Home Plus program to achieve homeownership.
Before entering State service, Dirk spent over 25 years in the private-sector as a mortgage banking professional.  He has supervising mortgage lending professionals in both centralized and decentralized settings, serving retail, wholesale and portfolio-acquisition business channels. This direct and impactful experience in all facets and functions related to residential mortgage lending transfers well to his current role. With extensive knowledge and experience in mortgage banking, he brings a pragmatic approach to the challenges of his position.
He received his M.B.A. from Keller Graduate School of Management and his Bachelor’s Degree from Western Illinois University.  Dirk has been a resident of Arizona since 1985.
Dirk Swift - HOME PLUS Program Manager / AzIDA Executive Director / Arizona Finance Authority


HOME+PLUS

Program Management

The Home Plus program is administered by the Arizona Industrial Development Authority (AzIDA/Arizona IDA), a nonprofit corporation and political subdivision of the State of Arizona, formed by the Arizona Finance Authority.
Dirk Swift is the Executive Director of the Arizona Industrial Development Authority (AzIDA/Arizona IDA). The AzIDA’s strategic objectives, as embodied by statute and adopted by the AzIDA Board of Directors are to (1) lower financing costs for commercial enterprises by improving access to the capital markets, thereby providing increased liquidity, efficiency, and economies of scale, and (2) to make single family housing more affordable for low and moderate-income families by developing, implementing and promoting the best single-family mortgage loan program with down payment assistance in the country. In addition to his current role with the AzIDA, Dirk has been the Program Manager for the Home Plus home buyer down payment assistance program since June 2014. Under his leadership, more than 38,000 new homebuyers have used the Home Plus program to achieve homeownership.
Before entering State service, Dirk spent over 25 years in the private-sector as a mortgage banking professional.  He has supervising mortgage lending professionals in both centralized and decentralized settings, serving retail, wholesale and portfolio-acquisition business channels. This direct and impactful experience in all facets and functions related to residential mortgage lending transfers well to his current role. With extensive knowledge and experience in mortgage banking, he brings a pragmatic approach to the challenges of his position.
He received his M.B.A. from Keller Graduate School of Management and his Bachelor’s Degree from Western Illinois University.  Dirk has been a resident of Arizona since 1985.
Dirk Swift - HOME PLUS Program Manager / AzIDA Executive Director / Arizona Finance Authority

E-MAIL ADDRESS

Dirk@HomePlusAZ.com
we will do our best to get
back with you in 24 hours
Hours: Mon-Fri 9:00am-5:00pm

POSTAL ADDRESS

HOME PLUS PROGRAM
Attn: Arizona IDA / Dirk Swift
1802 West Jackson Street #66
Phoenix, Arizona 85007
this is not a public office. please contact your lender for program information, or email us directly at the email listed here

TELEPHONE

602-584-PLUS (7587)
we will do our best to get
back with you in 24 hours
Hours: Mon-Fri 9:00am-5:00pm

E-MAIL ADDRESS

Dirk@HomePlusAZ.com
we will do our best to get
back with you in 24 hours
Hours: Mon-Fri 9:00am-5:00pm

POSTAL ADDRESS

HOME PLUS PROGRAM
Attn: Arizona IDA / Dirk Swift
1802 West Jackson Street #66
Phoenix, Arizona 85007
this is not a public office. please contact your lender
for program information, or email us directly at the email listed here

TELEPHONE

602-584-PLUS (7587)
we will do our best to get
back with you in 24 hours
Hours: Mon-Fri 9:00am-5:00pm

Program Information

What to do now? Click below to learn more about HOME+PLUS credit score requirements, program guidelines, and first mortgage types offered.

Home Buyer Resources

To help you better prepare for buying your new home, HOME+PLUS has put together a list of resources and information from local, state, and national organizations.

Frequently Asked Questions

We have put together a list of questions and answers to help you better understand the HOME+PLUS home buyer down payment assistance program.
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