HOME+PLUS
Product Support for Lenders
HOME+PLUS
Product Support for Lenders
Maximum Borrower Limit Has Been Raised Effective May 1st 2020 from $105,291 to $109,965. Download program summary to review program updates.
HOME+PLUS
Product Support
for Lenders
for Lenders
CLICK FOR IMPORTANT HOME PLUS PROGRAM UPDATES
Program Summary
The HOME+PLUS Program Summary provides a brief outline of the rules and requirements for the AzIDA DPA program. This summary is a complement to and not a substitute for the full AzIDA HOME+PLUS Program Guidelines. The full program guidelines as well as other program supporting documents can be found under the Program Documents tab on our HTS/Emphasys-Lender Online system: https://lenders.housing.az.gov
Our HTS/Emphasys-Lender Online system requires log in credentials and is available to approved, participating mortgage lenders only. Each HOME+PLUS approved mortgage lender is provided full administration access to the HTS/Emphasys-Lender Online system. Users under the system do not need to take mandatory training to receive credentials, your internal management team simply assigns them. If you do not know who within your origination has administrative access for our system please contact Dirk Swift at Dirk@HomePlusAZ.com
– Lender Training:
Each approved, participating lender, has delegated authority in determining who within their origination participates in the HOME+PLUS program and to what level of involvement they will have. As such, training is not a mandatory AzIDA requirement however, it is strongly recommended.
To schedule group training, either onsite in-person or webinar based please contact Dirk Swift at Dirk@HomePlusAZ.com
- We Have Prepared Training Documents For Lenders.
There are a total of 9 sections that have been created for you. These have been processed as PDF files for you to view / print. Clicking link below will take you to a new page with these documents. We recommend you open/read in order.
– Interest Rates:
The interest rates for the respective underlying 1st mortgages are set by AzIDA and are the same for each program approved participating lender. Our interest rates follow the market and are subject to the same daily fluctuations as mortgage interest rates outside the DPA program. The HOME+PLUS interest rates are provided on a daily basis and are available to program approved participating mortgage lenders in three formats:
Under the Bulletin Board tab within our HTS/Emphasys-Lender Online system – log in credentials required
Within the Optimal Blue site
Via direct email from the HTS team
To be included in the daily email distribution please contact Dirk Swift at Dirk@HomePlusAZ.com
– Marketing Material:
In an effort to promote and increase program awareness we provide marketing materials for mortgage lenders and Realtors.
– Payoffs, subordinations and other DPA lien information:
The home buyer can refinance or sell at any time. If a refinance or sale occurs before the forgiveness period has been completed, the HOME+PLUS DPA 2nd lien would need to be paid. The amount of the payoff would depend upon the type of assistance provided, either (1) a three-year, no interest, no payment, deferred soft second mortgage, forgiven monthly at a rate of 1/36 over the term of the lien or (2) a life of loan second lien, with no interest, no monthly payment, with full repayment required at the time of refinance or sale. We do not subordinate or provide exceptions to the 2nd DPA lien repayment terms.
US Bank is the servicer of both the 1st mortgage and the HOME+PLUS DPA 2nd lien. The payoff statement from US Bank on the 1st mortgage will also include the required payoff on the HOME+PLUS DPA 2nd lien (listed as a Recoverable Corporate Advance Balance).
– HOW to Become an Approved Home Plus Mortgage Lender:
To become a HOME+PLUS participating mortgage lender, your company must be approved by our master servicer, US Bank under their Home Mortgage Housing Finance Agency Division and execute a Mortgage Origination Agreement with AzIDA. US Bank does not allow or accept third party originations and as such cannot directly or indirectly accept brokered business.
There is no application fee to sign up to become a participating lender in the AzIDA HOME+PLUS program. Please contact Dirk Swift at Dirk@HomePlusAZ.com
to request an application.
– Lender Portal at Az.Gov: login required
The Lender Portal and access to HOME PLUS LENDER ONLINE (HPLO) is available to approved HOME PLUS Mortgage Lenders only. User credentials are needed for access and are assigned internally by the lender’s designated system administrator. Contact Dirk Swift to learn more and setup an HPLO portal account.
Stay Updated & Informed
We send 1-2 program updates per month. you can unsubscribe at any time.
Program Summary
The HOME+PLUS Program Summary provides a brief outline of the rules and requirements for the AzIDA DPA program. This summary is a complement to and not a substitute for the full AzIDA HOME+PLUS Program Guidelines. The full program guidelines as well as other program supporting documents can be found under the Program Documents tab on our HTS/Emphasys-Lender Online system: https://lenders.housing.az.gov
Our HTS/Emphasys-Lender Online system requires log in credentials and is available to approved, participating mortgage lenders only. Each HOME+PLUS approved mortgage lender is provided full administration access to the HTS/Emphasys-Lender Online system. Users under the system do not need to take mandatory training to receive credentials, your internal management team simply assigns them. If you do not know who within your origination has administrative access for our system please contact Dirk Swift at Dirk@HomePlusAZ.com
Lender Training
Each approved, participating lender has delegated authority in determining who within their origination participates in the HOME+PLUS program and to what level of involvement they will have. As such, training is not a mandatory AzIDA requirement however, it is strongly recommended.
To schedule group training, either onsite in-person or webinar based please contact Dirk Swift at Dirk@HomePlusAZ.com
- We Have Prepared Training Documents For Lenders.
There are a total of 9 sections that have been created for you. These have been processed as PDF files for you to view / print. Clicking link below will take you to a new page with these documents. We recommend you open/read in order.
Interest Rates
The interest rates for the respective underlying 1st mortgages are set by AzIDA and are the same for each program approved participating lender. Our interest rates follow the market and are subject to the same daily fluctuations as mortgage interest rates outside the DPA program. The HOME+PLUS interest rates are provided on a daily basis and are available to program approved participating mortgage lenders in three formats:
Under the Bulletin Board tab within our HTS/Emphasys-Lender Online system – log in credentials required
Within the Optimal Blue site
Via direct email from the HTS team
To be included in the daily email distribution please contact Dirk Swift at Dirk@HomePlusAZ.com
Marketing Material
In an effort to promote and increase program awareness we provide marketing materials for mortgage lenders and Realtors.
Payoffs, subordinations
and other DPA lien information
The home buyer can refinance or sell at any time. If a refinance or sale occurs before the forgiveness period has been completed, the HOME+PLUS DPA 2nd lien would need to be paid. The amount of the payoff would depend upon the type of assistance provided, either (1) a three-year, no interest, no payment, deferred soft second mortgage, forgiven monthly at a rate of 1/36 over the term of the lien or (2) a life of loan second lien, with no interest, no monthly payment, with full repayment required at the time of refinance or sale. We do not subordinate or provide exceptions to the 2nd DPA lien repayment terms.
US Bank is the servicer of both the 1st mortgage and the HOME+PLUS DPA 2nd lien. The payoff statement from US Bank on the 1st mortgage will also include the required payoff on the HOME+PLUS DPA 2nd lien (listed as a Recoverable Corporate Advance Balance).
HOW to Become an
Approved Home Plus Mortgage Lender
To become a HOME+PLUS participating mortgage lender, your company must be approved by our master servicer, US Bank under their Home Mortgage Housing Finance Agency Division and execute a Mortgage Origination Agreement with AzIDA. US Bank does not allow or accept third party originations and as such cannot directly or indirectly accept brokered business.
There is no application fee to sign up to become a participating lender in the AzIDA HOME+PLUS program. Please contact Dirk Swift at Dirk@HomePlusAZ.com to request an application.
Lender Portal at Az.Gov
login required
The Lender Portal and access to HOME PLUS LENDER ONLINE (HPLO) is available to approved HOME PLUS Mortgage Lenders only. User credentials are needed for access and are assigned internally by the lender’s designated system administrator. Contact Dirk Swift to learn more and setup an HPLO portal account.
Stay Updated & Informed
We send 1-2 program updates per month. you can unsubscribe at any time.
Program Summary
The HOME+PLUS Program Summary provides a brief outline of the rules and requirements for the AzIDA DPA program. This summary is a complement to and not a substitute for the full AzIDA HOME+PLUS Program Guidelines. The full program guidelines as well as other program supporting documents can be found under the Program Documents tab on our HTS/Emphasys-Lender Online system: https://lenders.housing.az.gov
Our HTS/Emphasys-Lender Online system requires log in credentials and is available to approved, participating mortgage lenders only. Each HOME+PLUS approved mortgage lender is provided full administration access to the HTS/Emphasys-Lender Online system. Users under the system do not need to take mandatory training to receive credentials, your internal management team simply assigns them. If you do not know who within your origination has administrative access for our system please contact Dirk Swift at Dirk@HomePlusAZ.com
Lender Training
Each approved, participating lender has delegated authority in determining who within their origination participates in the HOME+PLUS program and to what level of involvement they will have. As such, training is not a mandatory AzIDA requirement however, it is strongly recommended.
To schedule group training, either onsite in-person or webinar based please contact Dirk Swift at Dirk@HomePlusAZ.com
- We Have Prepared Training Documents For Lenders.
There are a total of 9 sections that have been created for you. These have been processed as PDF files for you to view / print. Clicking link below will take you to a new page with these documents. We recommend you open/read in order.
Interest Rates
The interest rates for the respective underlying 1st mortgages are set by AzIDA and are the same for each program approved participating lender. Our interest rates follow the market and are subject to the same daily fluctuations as mortgage interest rates outside the DPA program. The HOME+PLUS interest rates are provided on a daily basis and are available to program approved participating mortgage lenders in three formats:
Under the Bulletin Board tab within our HTS/Emphasys-Lender Online system – log in credentials required
Within the Optimal Blue site
Via direct email from the HTS team
To be included in the daily email distribution please contact Dirk Swift at Dirk@HomePlusAZ.com
Marketing Material
In an effort to promote and increase program awareness we provide marketing materials for Mortgage Lenders and Realtors.
Payoffs, subordinations
and other DPA lien information:
and other DPA lien information:
The home buyer can refinance or sell at any time. If a refinance or sale occurs before the forgiveness period has been completed, the HOME+PLUS DPA 2nd lien would need to be paid. The amount of the payoff would depend upon the type of assistance provided, either (1) a three-year, no interest, no payment, deferred soft second mortgage, forgiven monthly at a rate of 1/36 over the term of the lien or (2) a life of loan second lien, with no interest, no monthly payment, with full repayment required at the time of refinance or sale. We do not subordinate or provide exceptions to the 2nd DPA lien repayment terms.
US Bank is the servicer of both the 1st mortgage and the HOME+PLUS DPA 2nd lien. The payoff statement from US Bank on the 1st mortgage will also include the required payoff on the HOME+PLUS DPA 2nd lien (listed as a Recoverable Corporate Advance Balance).
HOW to Become an Approve
Home Plus Mortgage Lender
Home Plus Mortgage Lender
To become a HOME+PLUS participating mortgage lender, your company must be approved by our master servicer, US Bank under their Home Mortgage Housing Finance Agency Division and execute a Mortgage Origination Agreement with AzIDA. US Bank does not allow or accept third party originations and as such cannot directly or indirectly accept brokered business.
There is no application fee to sign up to become a participating lender in the AzIDA HOME+PLUS program. Please contact Dirk Swift at Dirk@HomePlusAZ.com to request an application.
Lender Portal at Az.Gov
– login required
The Lender Portal and access to HOME PLUS LENDER ONLINE (HPLO) is available to approved HOME PLUS Mortgage Lenders only. User credentials are needed for access and are assigned internally by the lender’s designated system administrator. Contact Dirk Swift to learn more and setup an HPLO portal account.
Lender Marketing Materials
Download Product Marketing Sheets
All program marketing sheets are within a single high resolution PDF. The PDF file will be downloaded via a ZIP file. Each sheet is letter size (8.5″ x 11″). Your marketing department will be able to open each sheet within your selected design software in order to place your logo and contact information.
If you need custom layout
or print support, please contact:
Marketing@HomePlusAZ.com
The program lender marketing materials are for use by lenders and their respective company / institution to promote the Home Plus program. There is space for lender contact and brand information. Do not modify, edit, change content outside of the lender brand area.
For assistance, please contact: Marketing@HomePlusAZ.com
Marketing Materials
Download Marketing Product Sheets
All program marketing sheets are within a single high resolution PDF. The PDF file will be downloaded via a ZIP file. Each sheet is letter size (8.5″ x 11″). Your marketing department will be able to open each sheet within your selected design software in order to place your logo and contact information.
If you need custom layout
or print support, please contact:
Marketing@HomePlusAZ.com
The program lender marketing materials are for use by lenders and their respective company / institution to promote the Home Plus program. There is space for lender contact and brand information. Do not modify, edit, change content outside of the lender brand area.
For assistance, please contact: Marketing@HomePlusAZ.com
Lender
Marketing Materials
Download Marketing Product Sheets
All program marketing sheets are within a single high resolution PDF. The PDF file will be downloaded via a ZIP file. Each sheet is letter size (8.5″ x 11″). Your marketing department will be able to open each sheet within your selected design software in order to place your logo and contact information.
If you need custom layout
or print support, please contact:
Marketing@HomePlusAZ.com
The program lender marketing materials are for use by lenders and their respective company / institution to promote the Home Plus program. There is space for lender contact and brand information. Do not modify, edit, change content outside of the lender brand area.
For assistance, please contact: Marketing@HomePlusAZ.com
Download Media Guide and Logo Zip File
Logos for use in marketing of the Home Plus program with your company, banking, or mortgage institution.
These logos are property of the AzIDA and Home Plus Home Buyer Assistance Program. As a Home Plus Program Lender, you are entitled to use these logos to promote the Home Plus Product and your company / institution that offers this program. Please do not modify logos without first receiving the written consent of the Home Plus Program Administrator.
Download Media Guide
and Logo Zip File
Logos For
Program Lenders
Program Lenders
These logos are property of the AzIDA and Home Plus Home Buyer Assistance Program. As a Home Plus Program Lender, you are entitled to use these logos to promote the Home Plus Product and your company / institution that offers this program. Please do not modify logos without first receiving the written consent of the Home Plus Program Administrator.
Download Media Guide and Logo Zip File
Logos for use in marketing of the Home Plus program
with your company, banking, or mortgage institution.
