A NEW PROGRAM FOR ARIZONA HOMEBUYERS AS OF APRIL 1, 2024

The Arizona Is Home Mortgage Assistance Program is a first-time homebuyer program that provides below market 30-year fixed interest rates combined with 4% of down payment assistance / closing cost assistance. The Program is available in the following Arizona Counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Santa Cruz, Yavapai, and Yuma. Eligible homebuyers must have annual incomes at or below 80% of the Area Median Income (AMI). The Arizona IDA offers the Arizona Is Home Program in all Arizona Counties except for Pima and Maricopa.

HOME BUYERS CLICK HERE

LENDERS CLICK HERE

BORROWER(S) MAXIMUM INCOME LIMIT HAS BEEN RAISED TO $122,100.00 (effective July 1, 2022)

Arizona HomeBuyer Down Payment Assistance

Available in Every County, City, Zip Code in Arizona!

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Home Buyer Resources

To help you better prepare for buying your new home, HOME+PLUS has put together a list of resources and information from local, state, and national organizations.

HOME+PLUS

Home Buyer Resources

To help you better prepare for buying your new home, HOME+PLUS has put together a list of resources and information from local, state, and national organizations.

HOME+PLUS

Home Buyer Resources

To help you better prepare for buying your new home, HOME+PLUS has put together a list of resources and information from local, state, and national organizations.
Home Plus Couple's New Home

HOME+PLUS

Program Lenders

Participating Lender Search
find a participating lender near you

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DOCUMENT RESOURCES

10 Common
DPA Program
Myths Debunked

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Reduced
Mortgage Insurance
Premiums

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Pre-Purchase
Home Buyer
Education Certification

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CREDIT RESOURCES*

Know Your Credit Score

How To Improve Your Credit Score

How To Improve
Your Credit Score

Freddie Mac: Credit Smart. A guide to Better Credit, Money Management, and Responsible Home Ownership

links open in new browser windows

DOWN PAYMENT RESOURCES

Is 20% Down Necessary?

A DownPaymentResource.com article talks about the 20% down myth. Titled… “Why You Don’t Need 20% Down to Buy Your Next Home”. This is a must read for any home buyer.

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Saving For The Down

“How long does it really take to save for a down payment? Maybe not as long as you think” ​-  helps you understand more about down payment options. A DownPaymentResource.com great read!

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ADDITIONAL RESOURCES

Tips For Finding A
Great Real Estate Agent

Here is a great write up by Dana Dratch at BankRate.com titled “7 tips for picking a great real estate agent”.

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Buy Now vs. Wait
Calculator From Essent

Here’s a great calculator/tool from Essent. The EssentIQ gives home buyers the information that will be essential to understanding what options are available, including mortgage insurance.

(opens in new browser window)

HOME+PLUS
Program Lenders

Participating Lender Search

(opens in new browser window)

DOCUMENT RESOURCES

Reduced Mortgage
Insurance Premiums

(opens in new browser window)

10 Common DPA Program
Myths Debunked

(opens in new browser window)

Pre-Purchase Home Buyer
Education Certification

(opens in new browser window)

CREDIT RESOURCES*

Know Your Credit Score

  • Get your free annual credit report from AnnualCreditReport.com. *Offer may change. visit site for latest information.
  • Credit Karma is a free credit monitoring system which shows you your credit information for both Equifax and Trans Union. Credit Karma also has a great phone app and shows you updated credit information every 7 days. *Offer may change. visit site for latest information.
  • Links to the 3 major bureaus: Equifax, Trans Union, and Experian.
  • Note: Credit reporting agencies offer different products and programs. Please visit each agencies website to learn more and determine what product is best for your needs. 

How To Improve Your Credit Score

Freddie Mac: Credit Smart. A guide to Better Credit,
Money Management, and Responsible Home Ownership

links open in new browser windows

DOWN PAYMENT RESOURCES

Is 20% Down Necessary?

A DownPaymentResource.com article talks about the 20% down myth. Titled… “Why You Don’t Need 20% Down to Buy Your Next Home”. This is a must read for any home buyer.

(opens in new browser window)

Saving For The Down

“How long does it really take to save for a down payment? Maybe not as long as you think” ​-  helps you understand more about down payment options. A DownPaymentResource.com great read!

(opens in new browser window)

ADDITIONAL RESOURCES

Tips For Finding A
Great Real Estate Agent

Here is a great write up by Dana Dratch at BankRate.com titled “7 tips for picking a great real estate agent”.

(opens in new browser window)

Buy Now vs. Wait
Calculator from Essent

Here’s a great calculator/tool from Essent. The EssentIQ gives home buyers the information that will be essential to understanding what options are available, including mortgage insurance.

(opens in new browser window)

Home Plus Couple's New Home

Program Information

What to do now… click below to learn more about HOME+PLUS credit score requirements, program guidelines, first mortgage types offered.

Frequently Asked Questions

We have put together a list of questions and answers to help you better understand the HOME+PLUS home buyer assistance program.
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Members and Friends of

Tucson Association of Realtors

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100 Years