In 2022 we were all negatively affected by a series of unexpected events. Record inflation led the U.S. Treasury to increase interest rates at an unprecedented pace. In 2022, mortgage interest rates more than doubled over the course of that year.  This aggressive increase caused investors to reduce their participation in the mortgage-backed securities (MBS) market. This is the national capital market where we raise resources that are used to fund and support the HOME Plus Down Payment Assistance Program. The reduced participation has negatively impacted our ability to consistently provide availability for our Arizona IDA Home Plus DPA complete portfolio of products.

Conditions can change on a day-to-day basis and therefore, the lender / loan officer you work with can provide greater insight, including which Arizona IDA HOME Plus DPA offerings are available during these challenging times. To find a lender near you and discuss options, please click on the Find-A-Lender link.

We appreciate your understanding during these times and hope that we can offer a DPA solution that works best for you.


Dirk Swift
Program Administrator

*Updates and terms may change without notice. Please consult with your lender for the most updated product information.

BORROWER(S) MAXIMUM INCOME LIMIT HAS BEEN RAISED TO $122,100.00 (effective July 1, 2022)

Arizona HomeBuyer Down Payment Assistance

Available in Every County, City, Zip Code in Arizona!

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Share Your Home Plus Experience

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We would love to hear from you

HOME+PLUS appreciates all of our program supporters in both the Lending and Real Estate arenas. Your assistance in helping HomeBuyers become HomeOwners with the use of Down Payment Assistance programs makes all of our efforts worthwhile. 
Taking a moment to share your thoughts and experiences regarding the Home Plus DPA program is a wonderful way to inform not only those in your industry, but those in other industries and potential homebuyers.
Please enter your name, email, company, and city, followed by your testimonial. If you would like to add a headshot and logo, there are two sections in which to do so. At this time, we cannot place direct links to you or your company (email, phone, or website). We may use your testimonial in static and digital marketing. 

Thank you for your time and support!

Program Information

What to do now? Click below to learn more about HOME+PLUS credit score requirements, program guidelines, and first mortgage types offered.

Home Buyer Resources

To help you better prepare for buying your new home, HOME+PLUS has put together a list of resources and information from local, state, and national organizations.

Frequently Asked Questions

We have put together a list of questions and answers to help you better understand the HOME+PLUS home buyer down payment assistance program.


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