Become an Arizona IDA DPA Program Approved Lender

Important Program Updates

Below are important updates regarding DPA programs, pertinent to either Home Plus, Arizona Is Home, or both. Please take a moment to review.

Arizona Is Home - Updates Effective July 1, 2026

Arizona Is Home Program Announcements and Exciting Updates!

Arizona IDA’s Arizona is Home Program

The 2026 Arizona is Home Program continues to provide valuable homeownership opportunities across Arizona. Annual funding for the program is capped at $55 million. With approximately $37 million in funding still available, we anticipate program availability through September, making now an excellent time to help eligible borrowers take advantage of this opportunity.

Updated Arizona is Home County AMI Limits

Effective with all new reservations, on or after July 1, 2026, the Arizona is Home Program will implement updated Area Median Income (AMI) limits for the following counties:

Arizona is Home – By County

County	100% AMI	Change
Apache	$66,300	Increase
Cochise	$78,500	Increase
Coconino	$106,000	Increase
Gila	$78,900	Increase
Graham	$84,100	Increase
Greenlee	$83,500	Decrease
La Paz	$66,300	Decrease
Mohave	$79,900	Increase
Navajo	$66,300	Decrease
Pinal	$112,400	Increase
Santa Cruz	$66,300	Increase
Yavapai	$92,200	Increase
Yuma	$79,300	Increase

*THE DPA TERM FOR THE 2026 ARIZONA IS HOME WILL BE NON-FORGIVABLE AND THE ENTIRE BALANCE DUE UPON SALE OR REFINANCE.

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Hilltop Securities (HTS)- April 6, 2026 Updates

Hilltop Securities (HTS)

New enhancement to Arizona IDA Lender Online for communicating loan status updates.
Lender contact that uploads the Pre-Closing and Post-Closing files will now have the ability to include up to six email addresses to receive automated notifications when the loan status changes to Incomplete or Approved.
Please see the Guide to Auto Notification Setup for Loan Status under the Bulletin Board on the Lender Online Portal, which provides step-by-step instructions on this portal enhancement as well as how to view loans on Lender Online.

New Home Plus Income Limits - Effective April 6, 2026.

New Home Plus Limits Effective April 6, 2026, the new income limits are as follows:

Home+Plus County income limit for all counties in Arizona is $155,386.00.

Apply to Participate

To become an approved participating mortgage lender for the Arizona IDA Down Payment Assistance programs, your company must be approved by our master servicer, The Money Source (TMS), through its Home Mortgage Housing Finance Agency Division, and sign a Mortgage Origination Agreement with the Arizona IDA.

There is no application fee to join as a participating lender in the Arizona IDA program. However, we ask that you complete a Lender Pre-Screen Application.