Updates, Details, Training, and more!
Hilltop Securities (HTS)
Effective April 6, 2026 the Arizona is Home product offering is open to new reservations. Annual funding for the 2026 Arizona is Home program is limited to $55 MM, once funds are exhausted the program will no longer be available in 2026. Additionally, the DPA term for the 2026 Arizona is Home will be non-forgivable and the entire balance due upon sale or refinance.
Arizona Is Home County income limits are as follows. *Arizona Is Home is not offered by the Arizona IDA in Pima County, Maricopa County, and Chino Valley, Arizona. (updates coming soon).
| Apache County | $55,300 |
| Cochise County | $71,200 |
| Coconino County | $101,900 |
| Gila County | $76,100 |
| Graham County | $81,100 |
| Greenlee County | $88,400 |
| La Paz County | $66,700 |
| Maricopa County | Not Available |
| Mohave County | $73,800 |
| Navajo County | $67,200 |
| Pima County | Not Available |
| Pinal County | $109,600 |
| Santa Cruz County | $66,100 |
| Yavapai County | $87,300 |
| Yuma County | $76,200 |
Home+Plus County income limit for all counties in Arizona is $155,386.00.
Arizona Is Home County income limits are as follows. *Arizona Is Home is not offered by the Arizona IDA in Pima County, Maricopa County, and Chino Valley, Arizona. (updates coming soon).
| Apache County | $55,300 |
| Cochise County | $71,200 |
| Coconino County | $101,900 |
| Gila County | $76,100 |
| Graham County | $81,100 |
| Greenlee County | $88,400 |
| La Paz County | $66,700 |
| Maricopa County | Not Available |
| Mohave County | $73,800 |
| Navajo County | $67,200 |
| Pima County | Not Available |
| Pinal County | $109,600 |
| Santa Cruz County | $66,100 |
| Yavapai County | $87,300 |
| Yuma County | $76,200 |
The Arizona IDA has assembled a wealth of information, which includes comprehensive training documentation, video content, and much more, all tailored specifically for the Home Plus DPA program as well as the Arizona Is Home DPA program. This aims to provide thorough resources that approved lenders can utilize to better understand and navigate these programs effectively.
In the following sections, you will discover a detailed range of content starting with the Home Plus Program, followed by relevant information tailored for the Arizona Is Home Program. It is important to note that some of the documentation and video content available may cover both programs.
The Arizona IDA is pleased to offer both online and in-person training sessions, ensuring that participants have the opportunity to choose the format that best fits their learning preferences and schedules. These sessions are designed to cater to a wide variety of learning styles, allowing for a more personalized and effective training experience.
If you are not currently a participating lender, and would like to offer Arizona IDA DPA programs to your Arizona Homebuyers, please click below.
The following lists the approved lenders offering the Arizona IDA’s Home Plus and Arizona Is Home Down Payment Assistance Programs for Arizona Homebuyers.
• Altitude Financial Corporation
• American Neighborhood Mortgage Acceptance Company – Annie Mac
• American Portfolio Mortgage Corporation
• AML Funding LLC – Absolute Mortgage & Lending
• APMC Financial – American Pacific Mortgage
• AZ Lending LLC dba E and E Mortgage
• Bell Bank dba Bell Mortgage
• Bison Ventures LLC
• Boxcar Mortgage LLC dba Highland Mortgage
• Castle & Cooke Mortgage LLC
• CMG Financial Services Inc
• Cornerstone First Mortgage LLC
• CrossCountry Mortgage LLC
• DAS Acquisition Company LLC dba USA Mortgage
• Direct Mortgage Loans LLC
• Efinity Financial Inc dba Efinity Mortgage
• Encompass Lending Group LP
• Envoy Mortgage Ltd
• Evergreen Moneysource Mortgage dba Evergreen Home Loans
• Fairway Independent Mortgage Corporation
• First Colony Mortgage Corporation
• Gardner Financial Services Ltd
• Geneva Financial LLC
• Global Federal Credit Union
• Golden Empire Mortgage Inc dba GEM Mortgage
• Go Mortgage LLC
• Granite Bank
• Guaranteed Rate Inc
• Guild Mortgage Company LLC
• Heritage Mortgage LLC
• Home Mortgage Advisors LLC
• Homeowners Financial Group USA LLC
• Inspire Home Loans
• Kind Lending LLC
• LoanDepot.com LLC
• Lower LLC
• Moria Development Inc dba Peoples Mortgage
• MortgageOne Inc
• Movement Mortgage LLC
• Mutual of Omaha Mortgage Inc dba Keller Home Loans
• Nations Lending Corporation
• Neighborhood Loans Inc
• New American Funding LLC
• New Story Lending
• New West Lending Inc
• NFM Lending LLC
• Nova Financial and Investment Corporation
• Novus Home Mortgage a division of Ixonia Bank
• Oaktree Funding Corporation
• Panorama Mortgage Group – Alterra Home Loans
• Peak Residential Lending
• Premier Mortgage Resources LLC
• PrimeLending, a Plains Capital Company
• Priority Home Mortgage LP
• Prosperity Home Mortgage LLC
• Pulte Mortgage LLC
• Residential Mortgage LLC
• Residential Wholesale Mortgage Inc
• Revolution Mortgage – T2 Financial LLC
• Right Start Mortgage Inc dba GFS Home Loans
• Security National Mortgage Company
• Starboard Financial Management LLC
• Success Lending LLC
• Summit Funding Inc
• Sun American Mortgage Company
• Sun West Mortgage Company Inc
• Sunflower Bank NA
• Synergy One Lending Inc
• Texana Bank NA
• Top Flite Financial Inc
• VIP Mortgage Inc
• Waterstone Mortgage Corporation
Choose the link to the program information you are seeking to learn more about.
Each program page might show information that pertains to both DPA programs.
Looking for product logos? We’ve put together an easy-access page for your needs.