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Arizona IDA’s Arizona is Home Program
The 2026 Arizona is Home Program continues to provide valuable homeownership opportunities across Arizona. Annual funding for the program is capped at $55 million. With approximately $37 million in funding still available, we anticipate program availability through September, making now an excellent time to help eligible borrowers take advantage of this opportunity.
Updated Arizona is Home County AMI Limits
Effective with all new reservations, on or after July 1, 2026, the Arizona is Home Program will implement updated Area Median Income (AMI) limits for the following counties:
County | 100% AMI | Change |
Apache | $66,300 | Increase |
Cochise | $78,500 | Increase |
Coconino | $106,000 | Increase |
Gila | $78,900 | Increase |
Graham | $84,100 | Increase |
Greenlee | $83,500 | Decrease |
La Paz | $66,300 | Decrease |
Mohave | $79,900 | Increase |
Navajo | $66,300 | Decrease |
Pinal | $112,400 | Increase |
Santa Cruz | $66,300 | Increase |
Yavapai | $92,200 | Increase |
Yuma | $79,300 | Increase |
*THE DPA TERM FOR THE 2026 ARIZONA IS HOME WILL BE NON-FORGIVABLE AND THE ENTIRE BALANCE DUE UPON SALE OR REFINANCE.
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Hilltop Securities (HTS)
Home+Plus County income limit for all counties in Arizona is $155,386.00.
We will periodically send out emails concerning program modifications, updates, and news for our Down Payment Assistance Programs.
This information is designed to assist you, as a Real Estate or Lending Professional, in better supporting and informing your homebuyers.